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Editorial Policy

Updated 17 February 2025

1. Our Commitment to Unbiased, Fact-Based Content

At MoneyHonesty, our mission is to provide transparent, accurate, and unbiased information about all money matters including credit cards, investing, travel money, retirement and consumer protection. We understand that financial decisions can have long-term consequences, and our goal is to empower users with independent research and expert insights.

Our editorial team follows strict standards to ensure that all published content is:

  • Accurate – Information is verified using reputable sources, trusted journalistic reports, industry reports, consumer-focused research and regulatory guidelines. 
  • Unbiased – We do not allow sponsorships or commissions to influence our reviews or how we present our findings.
  • Consumer-First – We prioritise user interests over advertisers, ensuring that readers receive honest, practical insights.

2. How We Research & Review Financial Products

Our content is created through a rigorous research, analysis, and verification process:

  • Data Collection – We gather financial product details and read the fine print in detail.
  • Expert Review – Our editorial team reviews financial products objectively, ensuring that no external influence impacts our rankings or recommendations.
  • Ongoing Updates – We regularly update content to reflect policy changes, market trends, and new offerings.

We believe in full transparency—if any page includes an affiliate link or is co-branded by a trusted third-party company, we clearly disclose it at the beginning of the page. However, commercial relationships never dictate our editorial stance or analysis.

3. No Sponsored Rankings or Pay-to-Play Listings

MoneyHonesty does not sell ranking placements. Our lists and comparisons are based on objective data, including:

  • Costs (such as APRs, fees, interest rates)
  • Repayment flexibility (for lending)
  • Consumer feedback and reputation (where appropriate and not subjective)

Advertisers cannot pay for higher rankings or preferential treatment in any of our guides.

4. Independence from Financial Institutions

MoneyHonesty is not owned or controlled by any financial institution, lender, investment company or credit provider. While we may earn revenue from referral partnerships, this does not affect the accuracy or objectivity of our reviews.

To ensure independence:

  • Editorial decisions are made solely by our research team, not advertisers.
  • We do not accept pre-written content or promotional materials from any other third party.
  • Any affiliate partnerships are disclosed clearly to maintain trust and transparency.

If you ever notice inaccuracies or outdated information, please contact us and we will promptly review and correct any errors.

MoneyHonesty Disclaimer

MoneyHonesty is a free, independent research and comparison website. We earn commissions when you use links to featured providers, but this never influences our editorial content, findings or product reviews - our focus is on delivering transparency, insights and value for UK consumers.

What We Do (and Don't Do)

  • Our guides provide educational information and product comparisons. We do NOT provide financial advice, recommendations, or endorsements. If you need personal financial advice, consult a qualified financial adviser.
  • MoneyHonesty is not authorised or regulated by the Financial Conduct Authority (FCA). We don't handle transactions, manage investments, or provide any regulated financial services.

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Last updated on 31 October 2025